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One card, with First Premier Bank, even had interest rates go as high as 80%. The question was this (verbatim): “Hi James, Please please help me. Answer: DON’T PAY YOUR CREDIT CARD DEBT if it is hurting the rest of your life. Then the courts just give the credit card companies your money. North Carolina and West Virginia, for whatever reason, are the worst states if you are a buyer of batches of bad credit card debt. But they might only pay 2 cents on the dollar for those. Credit card debt is NOT the same as friendship debt. A bank is usually a trillion dollar institution that charges you fees, interest payments, has lots of fine print, and makes you sign lots of contracts. The bank says, “we will lend you up to $X, and you will pay us back all the money plus interest, plus penalties. A) If you default on even one of your credit cards, the interest rates on other cards you own might go up. B) You usually get low rates for the first six months, and then much higher rates, and if you miss a payment, your interest rates might be as high as 20% or more. This post is in response to a question I got a few weeks ago. I’m really depressed and I think my wife is going to leave me and I have to put food on the table for three kids. If you borrowed $1000 on your credit card, the bank will sell it to a hedge fund for $30. So now the hedge funds have made 100% on their investment. They look at the ages of the borrowers (younger age means they will pay less money), they look at the age of the debt (older means they will pay less money for the debt), and yes they look at race and gender and what state you live in.
If you were an Am Ex True Earnings cardholder, your new Citi card should have already arrived by mail — and you should securely destroy your old card).
As for the rewards you already earned with the True Earnings card, those will be automatically transferred, and you’ll receive them on your next regular February cash-back rewards coupon.
If you never had the True Earnings card, you can apply for the Costco Anywhere Visa on Citi’s website, according to American Express.
A very good article about the credit card number format can be found here: Anatomy of Credit Card Numbers As you can see below I get a lot of feedback about this page.
Thanks to everyone who stops by to write a note, it is appreciated.
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I was a little kid but I felt scared and didn’t know why. My dad was too trusting and too sad and died from the cocktail of both.
All of this is to say: your character creates your future.
Information about CVV2 / CVC / etc numbers can be found here: CVV numbers.
As you can see these would be very hard to calculate without the bank’s keys.
If you have no intention of getting a Costco rewards card, how happy you are about the transition will depend on the cards already in your wallet.